Quipu

Quipu is committed to financial inclusion, offering access to credit to people rejected by traditional banking.

Our app uses advanced credit assessment technologies through alternative data analysis, including SMS messages for financial transactions (such as payment notifications, credits, or bank debits). This functionality is central to generating a fair and up-to-date credit score.

When applying for a loan, you will be asked to authorize us to temporarily access your financial SMS messages. We do not access personal SMS messages or read private conversations. All information is anonymized and used exclusively to calculate your credit profile and prevent fraud.

Access to this data allows us to more accurately assess your payment capacity, even if you don't have a traditional banking history. We always request your explicit and transparent consent before accessing the information.

Quipu complies with all Google Play privacy policies and guarantees the security and confidentiality of your data at all times.